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Jan Villemez-Brooks - Barb Summers & Associates

Jan E. Villemez-Brooks
Barb Summers & Associates
Direct: 314.223.4055
Office: 314.644.1463
Fax: 314.644.0424
1530 S. Big Bend
Richmond Heights, MO 63117
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 How much can you afford?
Annual Income
Down Payment:
Property Taxes:  
Property Insurance:  
Interest Rate:
Loan Term (years):
Monthly Expenses:  
Home Inspectors
http://www.landam.com
http://www.ashi.org

Lenders
Pam Cointin - First Horizon Home Loans
www.applywithpam.com

Shad Lager - Pulaski Bank
www.pulaskibankstl.com

Tom Roth - Bank Star Mortgage Division
www.tipsformortgage.com/TRoth

Madonna Fugel or Vince O'Brien
Heartland Mortgage
A division of Heartland Bank
www.heartland-bank.com

Missouri School Links

Assumptions: A total debt-to-income ratio of no more than 36% is allowed. A housing payment-to-income ratio of 28% for a conservative estimate, and 33% for an aggressive one. Remember to factor in other savings needs, including retirement and college when considering your payment.
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